How Can Life Insurance Help You?
You may not be aware of it, but September is Life Insurance Awareness Month. Of course, you probably recognize, at least in a general sense, the importance of life insurance, but do you know the various ways in which it can help you? Life insurance can play a sizable role in your ability to achieve […]
Veterans Aid & Attendance Benefit for Qualified Veterans to Help Pay for Home or Facility Care
There are an estimated 23.5 Million Veterans in the United Statesapproximately 8% of the population (www.Veterans-Express.com). In particular, there are 9 Million Veterans age 65 or older, many of them battling chronic illnesses that can be an enormous financial drain on retirement funds. The availability of retirement funds for families to live on has greatly […]
Reverse Mortgage is it Right for You?
How is a reverse mortgage different from a home equity loan? Both a reverse mortgage and a home equity loan use the equity in your home to generate cash. With a home equity loan, you need to make monthly payments on the principal and the interest. With a reverse mortgage, you don’t need to make […]
Debunking the MYTHS of Skilled Nursing Facilities (SNFs)
Myth or Reality? Do You Know The Difference? Myth: Skilled Nursing Facilities (SNFs) and nursing homes are the same thing – homes for old people. Reality: SNFs provide services to people with complex medical needs, such as post-surgery & stroke patients, as well as the long term care provided by “nursing homes.” Many new admissions […]
Why Some Seniors Need Guidance When Taking Their Medication
A recent study shows that 38 million seniors suffer drug complications every year, about 180,000 which are life-threatening. Diagnosing a medication overdose can be complicated as well, as often the harmful effects of taking too much medication or the wrong medication is diagnosed as something else, like a stroke or dementia. Part of the problem […]
Independent and Assisted Living Communities
What is an Assisted Living Facility and how is it different from Independent Living? Assisted Living Facilities (ALFs) are licensed facilities that provide supervision, meals, assistance with personal care services, and assistance with or administration of medications and other supportive services to older persons and disabled adults who are unable to live independently. Some Assisted […]
The Florida Guardianship Law, and the Role of the Registered Guardian
QUESTION: WHAT IS A GUARDIANSHIP, AND WHY IS IT BENEFICIAL FOR SOME PEOPLE? ANSWER: A guardianship can serve a very useful purpose, especially for those individuals suffering from a dementia related disorder, who have no family in the immediate area who can serve as their advocate. Under the protection of the Florida Guardianship Law, a Registered […]